SBI Home Loans | Low Interest Rates

SBI Regular Home Loan

The most preferred SBI home lone provider casted a ballot in AWAAZ Consumer Awards alongside the MOST PREFERRED BANK AWARD in a study directed by TV 18 in relationship with AC Nielsen-ORG Marg in 21 urban communities across India. SBI Home Loans come to you on the strong reinforcement of trust and straightforwardness worked in the custom of SBI. It incorporates choices for acquisition of prepared assembled property, acquisition of under development property, acquisition of used homes, development of a house, expansion of house and fix/ yono Low Interest Rates SBI Home Loans

SBI Home Loans

Features SBI Home Loans

  • Home Loan products to suit every customers need
  • Low Interest Rates
  • Low Processing Fee
  • No Hidden Charges
  • No Pre Payment Penalty
  • Interest charges on Daily Reducing Balance
  • Repayment up to 30 years
  • Home Loan Available as Overdraft
  • Interest Concession for Women Borrowers

Eligibility sbi bluechip fund-SBI Home Loans Regular

  • Resident Type: Resident Indian
  • Minimum Age: 18 years
  • Maximum Age: 70 years
  • Loan Tenure: up to 30 years.

List of papers/ documents applicable to all applicants:

1. Employer Identity Card
2. Loan Application: Completed loan application form duly filled in affixed with 3 Passport 3. size photographs
4. Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
5. Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity

6. Bill/Water Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Property Papers-sbi online

  • Permission for construction (where applicable)
  • Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
  • Occupancy Certificate (in case of ready to move property)
  • Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
  • Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
  • Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

Account Statement-sbi mobile banking

  • Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
  • If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor

  • Salary Slip or Salary Certificate of last 3 months
  • Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor

  • Business address proof
  • IT returns for last 3 years
  • Balance Sheet & Profit & Loss A/c for last 3 years
  • Business License Details(or equivalent)
  • TDS Certificate (Form 16A, if applicable)
  • Certificate of qualification (for C.A./ Doctor and other professionals)

SBI Home Loans SBI Home Loans Regular

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